{"id":4607,"date":"2026-09-25T05:56:01","date_gmt":"2026-09-25T05:56:01","guid":{"rendered":"https:\/\/jmsdecor.com\/?p=4607"},"modified":"2026-09-25T05:56:02","modified_gmt":"2026-09-25T05:56:02","slug":"china-supplier-payment-terms","status":"publish","type":"post","link":"https:\/\/jmsdecor.com\/ko\/china-supplier-payment-terms\/","title":{"rendered":"\uc911\uad6d \uacf5\uae09\uc5c5\uccb4 \uc9c0\ubd88 \uc870\uac74: T\/T vs. L\/C vs. \uac70\ub798 \ubcf4\uc99d"},"content":{"rendered":"

Payment terms are where a well-negotiated China order either protects your cash or quietly exposes it. Once you have verified a supplier and agreed a price, the way you pay decides who carries the risk while the goods are being made and shipped. This guide compares the three structures buyers use most. These are Telegraphic Transfer (T\/T), the bank-secured Letter of Credit (L\/C), and platform escrow through Alibaba Trade Assurance. It explains how to choose between them for your order size and relationship.<\/p>\n

Payment terms are one test of a supplier, and our guide to choosing a flexible stone veneer supplier<\/a> covers the rest of the checks.<\/p>\n

Most importers default to T\/T because it is fast and inexpensive, then discover the trade-off only after the deposit has left. The right structure is not the cheapest one. It is the one that matches how much trust exists, how large the order is, and how much leverage you keep if something goes wrong. We also cover credit terms for repeat partners, where a factory that knows your history can extend payment without adding risk to either side.<\/p>\n

The term you choose decides who holds the risk between deposit and delivery. Match it to trust and order size, not to habit.<\/p><\/blockquote>\n

Why Payment Terms Carry the Real Risk<\/h2>\n
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Between your deposit and your container, someone is carrying the risk. A payment term decides who.<\/figcaption><\/figure>\n

A payment term is not an accounting detail. It is the clause that determines what you can do if the goods are late, damaged, or wrong. Two orders can have identical prices and completely different risk profiles depending on when money moves and what document releases it. That is why professional buyers negotiate terms as carefully as they negotiate price.<\/p>\n

Before comparing methods, it helps to name the risks a good term is meant to cover. Every structure below is simply a different way of splitting these between the buyer and the seller.<\/p>\n

The three risks a payment term should cover<\/h3>\n